Terms of Use

Last updated: May 2026

By accessing and using Budget Daily ("the Site"), operated by Kenneth Onu, you agree to be bound by these Terms of Use. Please read them carefully.

1. Use of Content

All content on this site — including text, graphics, downloads, and tools — is for personal, educational purposes only. You may not reproduce, distribute, or sell our content without written permission.

2. Digital Products

Our digital products (including the free Starter Kit and the Personal Budget Tracker Spreadsheet) are for personal use only. You may not resell, redistribute, or share them with others.

3. No Financial Advice

The content on Budget Daily is for educational and informational purposes only. Nothing on this site constitutes professional financial, legal, or tax advice. Always consult a qualified professional for your specific situation.

4. Refund Policy — Digital Products

Due to the instant-access digital nature of our products, all sales are final and no refunds will be issued. If you experience any issues accessing or using your purchased product, please contact us at hello@kennethonu.com and we will personally assist you within 24 hours.

5. No Physical Shipping

Budget Daily sells digital products only. No physical items will be shipped. All products are delivered digitally via email upon purchase.

6. Accuracy of Information

We do our best to ensure all content is accurate and up to date. However, we make no guarantees regarding the completeness or accuracy of information on this site.

7. Links to Third Parties

Our site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

8. Limitation of Liability

To the fullest extent permitted by law, Budget Daily and Kenneth Onu shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or our products.

9. Changes to These Terms

We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.

10. Contact

Questions about these terms? Email us at hello@kennethonu.com.

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